
Ridesharing is a rapidly growing transportation service that offers convenience, affordability, and ease of access to riders. And with the ridesharing services becoming more popular Uber ridesharing accidents are ever increasing and the need for experienced car accident lawyers in Uber car accidents are increasing as well. Along with Uber the other most popular ridesharing company is Lyft.
It is important to note that while ridesharing is gaining popularity very fast, the rapid increase in the number of ridesharing vehicles and ridesharing drivers out there have also resulted in a significant increase in road accidents involving Uber and Lyft vehicles. If you were in an Uber/Lyft/rideshare accident in Athens, you should speak to a lawyer.
The concept of ridesharing is fairly simple. Drivers with personal vehicles sign up as independent contractors with companies like Uber and Lyft. The ridesharing companies provide the drivers with software that enables these drivers to connect with potential riders. Riders, on the other hand, download an app which enables them to get a rider from Uber or Lyft. They identify their pick up location, specify their drop-off point and make the payment online. The fee that the driver charges the passenger is shared between the driver and Uber/Lyft. The system is pretty simple and very quick. However, if an Uber or Lyft related accident occurs, it is important to speak to a car accident lawyer immediately.
Statistics clearly show that companies like Uber and Lyft are becoming increasingly popular with the general public. A key driver of this rapid growth is the affordability that ridesharing companies offer as compared to traditional taxi cabs. Not only do taxis cost more, but the process of getting a taxi also is not always as simple as that of an Uber. Also, there are no payment hassles and no long waiting times when you ride with Uber or Lyft. It should be noted is that the recent surge in Uber and Lyft drivers has added to the congestion on the roads in Georgia. This has increased the risk of accidents. Talk to an Athens lawyer if you were in an Uber or Lyft car and were in an accident.
There is no doubt that convenience and ease of access are major advantages with Uber. However, there are certain operational characteristics of ridesharing companies that make them a risky venture as far as road accidents are concerned. Some of these issues include:
Uber has an insurance policy of $1.5 million. This policy covers any damages in case of an accident. Keep in mind that the policy only applies if an accident occurs while the driver is on-duty. This means that if the driver is on their way to pick up a rider or are in the process of driving a passenger to their intended destination and an accident occurs, the Uber insurance policy will kick in. Every Uber/Lyft driver is also required to carry their own insurance in case an accident happens. Talk to a Lyft accident lawyer for more details about Uber’s insurance policy.
Theoretically, the insurance policies seem fine. But as rideshare accident lawyers will tell you, there have been situations when Uber refused to take responsibility for an accident and the subsequent damages. Uber has many reasons to back out of a claim. Uber has already said many times that the drivers are independent contractors and what drivers do in their own time is not the company’s responsibility. This especially applies in cases where the driver is not driving a passenger but gets in an accident. In such a situation, the driver is driving an Uber vehicle but was not on active duty. Any damages that incur during this time are the driver’s responsibility. For the victims, this means the driver’s insurance company is the one who will be held liable for any damages. Talk to a Lyft accident lawyer if you need more clarification about insurance policies related to ridesharing services.
If the Uber driver has a comprehensive policy, things are easier to deal with. But sometimes, drivers are underinsured or not insured at all. If this happens, the person filing the claim can have significant trouble recovering their losses. Also, driving an Uber or Lyft car is a commercial venture, and it can sometimes happen that insurance companies refuse to pay up because the driver has a personal insurance policy and not a commercial one. The point is that there can be many complications and insurance companies can make it challenging for road accident victims to get compensation. That is why it is important to talk to an Uber accident lawyer in Athens, as they can help you deal with difficult insurance companies.
Road accidents are difficult to deal with. The situation can be much worse if you have sustained serious injuries that are likely to have a long-term impact on your personal and professional life. Accident victims often end up with injuries that can affect their ability to function in their daily life. These injuries can also have an impact on the victim’s ability to perform the work they do. Sometimes, they are unable to go to work altogether while in some other cases, they are unable to do the tasks they used to perform. Inability to work or the inability to do the same work can affect the earning potential of an individual which in turn make it difficult for them to make ends meet and to fulfill their financial obligations. Add medical bills, rehabilitation costs, prescription costs and hospitalization costs to this mix and the financial challenges multiply. An Uber accident lawyer can help you get help in resolving your financial problems.
Financial stress and tension can add to the emotional trauma of the accident. There are also situations where personal relationships suffer. This may be due to physical injuries that render the victims incapable of maintaining the same type of social and personal relationships they had before. Injuries and the recovery phase can also have a toll on other family members. All these factors can lead to negative consequences and can change a person’s life completely. Rideshare accident lawyers can help you manage some of these challenges.
That is why it is important to be able to recover some of the losses that you incur if you are in an accident. While money cannot help you recover from your physical injuries, it can certainly help you pay your outstanding bills. It can also keep your family safe and protected in case you have to miss work. Rent, groceries, school expenses and other household expenditures still have to be met even though you are ill. When you file a compensation claim, your Uber accident lawyer will help you recover your losses, albeit in monetary form.
When you file a claim after an Uber accident, your Uber accident lawyer will have to prove the damage the accident caused. This will include proof of your medical bills, the healthcare provider’s medical evaluation, the police report, witness testimonies, the treatment protocol recommended by your healthcare provider, the hospitalization costs (if any), the time that you missed at work and the pain and suffering you had to bear during this difficult time. It is important for your Lyft accident lawyer to gather all this information because, without this, insurance companies can make it difficult for you to recover anything. Talk to your Uber accident lawyer in this regard.
As most rideshare accident lawyers will tell you, insurance companies are not your friend. They are always going to put their interests first. Their goal will always be to minimize the amount they pay to you. Their first goal, obviously, would be to not pay up at all. But if they can’t get away with that, they will try to pay as little as possible. They might even make you a low-ball offer as they will know that you are in a vulnerable position and you need financial assistance. Don’t be fooled by these tactics. Never accept any offers from the insurance company without talking to your Uber accident lawyer first. In fact, it is best that you let your Uber accident lawyer do all the talking on your behalf with the insurance companies.
Your priority should be your health and your recovery. You don’t need to get involved in the negotiation process with insurance companies as it can be long and tedious.
So, if you were involved in an Uber/Lyft/rideshare accident in Athens, contact a lawyer for a FREE CONSULTATION today. An experienced lawyer will know the best strategy to adopt and the steps needed to ensure you get the compensation you deserve.